First Time Buying

    Getting ready to to buy your first house in Long Island?

    What a great feat buying your first house is! It can also be intimidating. You’ll probably want some advice along the way — and you’ll undoubtedly want an experienced REALTOR® looking out for your top interests. I am absolutely able and ready in Long Island real estate, and would love to aid you in buying your first house.

    Not everyone with a real estate license is equally qualified to help you find a home. My dedication to you, my client, is what makes the difference. When you hire Vine andSea Real Estate Associates to help with your first home purchase, here’s what you can expect:

    • I’ll lead you through each stage of your home buying process. From locating the perfect home among all the homes available in Long Island, to providing expert guidance on closing costs.
    • I’ll assist you with characterizing your shopping list of features that you want in your home, your community, and your school district.
    • I can walk you through the diverse mortgages, home buying methods accessible, and the mind-boggling financial aspects of buying a home.
    • I will make sure you see all the houses that match what you’re looking for, and closely watch all brand new listings.
    • Rest assured that I’ll do everything I can to wipe out all the stress that accompanies purchasing your home.
    • Finding the right home for you in the Long Island area is my business, and I’m ready to go to work for you.

     


    Take Advantage of Loan Pre-Qualification

    A number of factors determine the price range of homes you’ll want to preview – one of these factors is loan pre-qualification.

    As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

    • Employment History
    • Credit History and Scores
    • Monthly Income and Expenses

    With my knowledge of the mortgage market, I’ll help you make an informed decision as to the type of loan you’ll want. There are many different types of loans to consider – FHA, VA, Conventional and even Bad Credit Loans. We’ll find the best loan for your situation.

    The Advantages

    ✓ Know how much house you can afford.
    ✓ Know how much cash you will need for the down payment.
    ✓ Simplifies pre-approval